© 2015 by The Law Office of Stephen B. Carruthers.

11 USC 528 Disclosure:  The Law Office of Stephen B. Carruthers is a debt relief agency that helps clients file for bankruptcy relief under the Bankruptcy Code. The information on this website is not, nor is it intended to be, legal advice. In order to obtain legal advice regarding your specific situation you are encouraged to contact an attorney. No contact information received through this website will be handed out or sold to any second party.


Serving the following North Carolina Counties: Henderson, Transylvania, Polk, Buncombe, Avery, Mitchell, Yancey, Madison, Haywood, Jackson, Macon, Clay, Swain, Graham, Cherokee, McDowell, Burke, Rutherford & Cleveland.

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Schedule a Free Consultation

To schedule a free consultation, please leave your name, phone number, email address and a brief message.  If you do not have an email address, please call (828) 552-4704 or visit my office located at 522 Israel St., just outside downtown Hendersonville (off Kanuga Road).


Physical and mailing:


522 Israel St.

Hendersonville, NC 28739




Telephone: (828) 552-4704


Fax: (828) 639-8048


email: steve@scarrutherslaw.com