© 2015 by The Law Office of Stephen B. Carruthers.

11 USC 528 Disclosure:  The Law Office of Stephen B. Carruthers is a debt relief agency that helps clients file for bankruptcy relief under the Bankruptcy Code. The information on this website is not, nor is it intended to be, legal advice. In order to obtain legal advice regarding your specific situation you are encouraged to contact an attorney. No contact information received through this website will be handed out or sold to any second party.


Serving the following North Carolina Counties: Henderson, Transylvania, Polk, Buncombe, Avery, Mitchell, Yancey, Madison, Haywood, Jackson, Macon, Clay, Swain, Graham, Cherokee, McDowell, Burke, Rutherford & Cleveland.

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Civil Litigation


Have you been sued?  Do you have a potential claim against someone else?  Waiting too long to bring a claim may result in you permanently losing your cause of action.  In addition, failing to respond to a lawsuit within the required time-period can have drastic consequences on your ability to defend against a lawsuit.  Even if you have already been sued, there are certain important deadlines to follow if a creditor is attempting to collect on a judgment against you.  Please contact The Law Office of Stephen B. Carruthers to meet your litigation needs.


Have you been sued because you:

  • Owe money and failed to pay;

  • Are facing foreclosure, or;

  • A creditor is attempting to collect on a judgment?


Do you have a claim against someone else resulting from a:

  • Personal Injury;

  • Medical/dental procedure;

  • Money owed to you?


Contact The Law Office of Stephen B. Carruthers

to schedule a free consultation.